Kidney Stone Surgery Cost in India: Complete Guide (2026)

Cost breakdown by procedure (URS, RIRS, PCNL, ESWL, open)

All costs are approximate and include surgeon fees, anaesthesia, operation theatre, and a standard hospital stay (1‑3 days). Excludes pre‑op tests, medications, and stent removal (where applicable).

Factors affecting cost (hospital type, city, surgeon, insurance)

Several variables influence the final bill:

• Hospital type: Government hospitals (AIIMS, SGPGI) charge ₹10,000‑25,000 for URS/PCNL. Private corporate hospitals (Apollo, Fortis, Max) charge ₹80,000‑1,50,000. Mid‑range private hospitals (like Vivekananda Hospital) offer quality at lower cost.
• City: Metro cities (Mumbai, Delhi, Bangalore) are 20‑40% more expensive than tier‑2 cities (Hyderabad, Pune, Ahmedabad).
• Surgeon’s experience: Senior endourologists with fellowship training may charge higher fees (₹20,000‑50,000 vs ₹10,000‑20,000).
• Stone complexity: Multiple stones, impacted stones, or staghorn calculi require longer operating time and may cost 20‑30% more.
• Hospital stay duration: Uncomplicated URS may be day‑care; PCNL often requires 2‑3 days.
• Stent placement: A double‑J stent adds ₹5,000‑10,000 for the device plus removal cost.
• Insurance coverage: Cashless reduces out‑of‑pocket expenses.

Additional costs (pre‑op tests, medications, stent removal, follow‑up)

Do not forget these extras – they can add ₹5,000‑15,000 to the total:

• Pre‑operative tests: CBC, kidney function, coagulation profile, urine culture, ECG – ₹2,000‑5,000.
• Imaging: Non‑contrast CT scan (if not already done) – ₹3,000‑5,000.
• Anaesthesia fees: Usually included in package, but itemised bills may show ₹5,000‑10,000.
• Medications (post‑op): Antibiotics, painkillers, tamsulosin – ₹1,000‑2,000.
• Stent removal: Office cystoscopy – ₹2,000‑5,000.
• Follow‑up imaging: Ultrasound or X‑ray at 4‑6 weeks – ₹500‑1,500.
• Stone analysis: ₹500‑1,000 (highly recommended).

Cost comparison across Indian cities (URS with laser)

Approximate URS costs (with laser, 1 day stay) in major cities (private hospitals, mid‑range):

• Hyderabad: ₹45,000 – 65,000 (Vivekananda Hospital, Yashoda, Apollo)
• Chennai: ₹50,000 – 75,000 (Apollo, MGM Healthcare)
• Bangalore: ₹55,000 – 85,000 (Manipal, Fortis, Columbia Asia)
• Pune: ₹50,000 – 80,000 (Deenanath Mangeshkar, Ruby Hall)
• Delhi/NCR: ₹60,000 – 1,00,000 (Apollo, Max, Fortis)
• Mumbai: ₹70,000 – 1,20,000 (Kokilaben, Lilavati, Hinduja)
• Kolkata: ₹45,000 – 70,000 (Apollo, Peerless)
• Ahmedabad: ₹45,000 – 65,000 (Apollo, Zydus)

Government hospitals (AIIMS Delhi, PGI Chandigarh, Osmania Hyderabad) charge ₹10,000‑25,000 but have long waiting lists.

Insurance coverage and cashless facility

Most health insurance policies in India cover kidney stone surgery as a standard medical procedure. Key points:

• Waiting period: Usually 2‑4 years for pre‑existing conditions, but for newly diagnosed stones, coverage may apply after 30 days (check policy).
• Cashless facility: Available at network hospitals (Vivekananda Hospital is empanelled with most insurers – Star Health, Niva Bupa, HDFC Ergo, ICICI Lombard, etc.).
• Room rent limits: Policies often cap room rent (e.g., ₹5,000/day). Choosing a higher room may lead to proportionate deductions on other charges.
• Co‑pay: Some policies have a 10‑20% co‑pay for senior citizens.
• Sub‑limits: Check if your policy has sub‑limits for surgeon fees or OT charges – newer IRDAI guidelines have removed many, but older policies may still have them.
• Day‑care procedures: ESWL and some URS may be covered under day‑care (no room rent deduction).

Before surgery, get pre‑authorisation from your insurer. At Vivekananda Hospital, our insurance desk will assist with paperwork.

Cost for international patients (medical tourism)

India is a leading destination for medical tourism due to low costs and high‑quality care. For international patients (without Indian insurance), all‑inclusive packages are available:

• URS with laser: ₹65,000 – 90,000 ($780‑1,080 USD)
• RIRS (flexible ureteroscopy): ₹80,000 – 1,20,000 ($960‑1,440 USD)
• PCNL: ₹75,000 – 1,10,000 ($900‑1,320 USD)
• ESWL: ₹35,000 – 50,000 ($420‑600 USD)

Packages usually include surgery, hospital stay, basic medications, follow‑up, and airport transfers. International patients should contact the hospital’s international patient department for a customised quote.

Interactive FAQ – Kidney stone surgery cost in India

Disclaimer: Costs are approximate and subject to change. Final bills depend on individual factors, complications, and hospital policies. Always get a written estimate before surgery. For accurate pricing, contact Vivekananda Hospital directly.